Many people have an Insurance Valuation undertaken at the time they move into the property and continue to use that value thereafter in completing their insurance forms for many years. As you would expect, the cost of rebuilding your house in the tragic event of fire or flooding etc, is likely to increase over time and it is not as simple as increasing the quantum in line with inflation. Firstly, because building materials and labour rate indices are not always in line with inflation and secondly, where improvement or extension works have been undertaken to your property, these will not have been included in the original figure provided at the time of purchase.

We are able to provide you with up-to-date insurance valuations, so don’t compromise - make sure you are fully covered in the event that the unimaginable happens!